Which clause states that death is excluded while the insured is on active duty?

Which clause states that death is excluded while the insured is on active duty?

• A. Status Clause
• B. Exclusions
• C. Results Clause
• D. Free Look

Answer: (A)

In life insurance, coverage can be limited by a clause that ties the exclusion to the insured’s current status. A status clause specifically states that death is excluded while the insured is on active duty, so the benefit wouldn’t be paid during that time. This direct link to the insured’s active-duty status is what makes it the right choice for the scenario described. General exclusions cover various other situations but don’t single out military service; the free look period is simply the time to review and cancel the policy, not a status-based exclusion; and a results clause isn’t a standard term governing coverage during active duty.

In life insurance, coverage can be limited by a clause that ties the exclusion to the insured’s current status. A status clause specifically states that death is excluded while the insured is on active duty, so the benefit wouldn’t be paid during that time. This direct link to the insured’s active-duty status is what makes it the right choice for the scenario described. General exclusions cover various other situations but don’t single out military service; the free look period is simply the time to review and cancel the policy, not a status-based exclusion; and a results clause isn’t a standard term governing coverage during active duty.